The National Association of REALTORS®  has announced that there's a housing supply shortage. Homes are selling quickly and home prices are starting to inch up again. It's becoming a seller's market in many areas.

Any time the market changes; it's time to change strategies. During a buyer's market, buyers have the upper hand and can make more demands to sellers over their homes' price and condition. During a sellers' market, buyers concede the upper hand to sellers and are more willing to accept higher prices and terms.

When homes are in short supply, buyers don't have the luxury of taking their time, teasing sellers with lowball offers, demanding that every little thing be fixed, and shopping for homes with multiple real estate agents. Do these five…

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Painting may not be everyone's favorite pastime, but knowing how to do it well is an important skill. After all, painting a room offers great impact at a low cost. With a few bucks and a few tips, any novice can transform a room from bland to bold, tired to lively, or outdated to updated.

Not keen to do it yourself? You still want to know what to look for and what you expect. At the end of the day, it's all about that paint, but it's not going to climb up onto the walls all by itself. Here are the most important things to know about paint, from buying to rolling.

1. Choosing a color

The look and feel of a room can be changed completely just be choosing a new wall color. But finding that perfect color is not always so easy. "Consumers typically…

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UNDERSTANDING CREDIT SCORES

Creditors want to loan you money for a Home, Car, Furniture, Personal Line of Credit etc…

But they also want to minimize their own risk. The easiest way to mitigate risk is by using your credit scores to make lending decisions.

Credit scores are compiled separately by three consumer reporting agencies -- Equifax, Experian, and Trans Union. These credit reporting bureaus calculate scores differently, and base their scores on information that may differ from other bureaus.

You may have also heard of the term “FICO”.  FICO is a software company based in San Jose, California and founded by Bill Fair and Earl Isaac in 1956. Its FICO Score, a measure of consumer credit risk, has become a fixture of consumer lending in the…

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Conventional wisdom tells us that any home renovation is a positive thing: money in is money out. Unfortunately, that's not always the case. Some remodeling projects are a better investment than others, and the projects that yield the best return on investment can change from year to year. According to Remodeling Magazine's 2015 Cost vs. Value Report, these five replacement projects will make the greatest percentage impact on the value of your home this year -- accounting for cost-to-value ratio, the key to making smart home improvements with resale in mind: 

1. Roofing Replacement

Roof replacement gives you the biggest bang for your buck in 2015, rising 5.9% over 2014 values at an average cost of $7,740. Roof replacement includes removing the…

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MOISTURE CONTROL AND DAMAGE REPAIR

I wanted to share some insight and information regarding preventative maintenance for parts of your home you do not see that often.

Far too many homeowners neglect their crawl space and attic. In some cases, crawl space cleaning is avoided simply because it is not visible. But cleanliness has many advantages besides good looks. People don’t go there too often and hence its care and cleanliness becomes secondary.

Crawl space cleaning is also ignored because many feel that since no one goes there, it would remain clean. This is true to certain extent, but there are some things beyond our control. This includes leaking pipes and in general moisture from the air that can cause damage. Everything which is made of…

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